First Time Buyers

Modern living area with brown leather sofa

We find the home, you make it your own.

The property market can be complicated for first-time buyers, but it doesn’t have to be. With over 25 years of experience, we’re here to guide you through every step of the process. Helping you enjoy the journey of buying your first home in a supportive, friendly and informative environment.

Here’s how we do it…

Stage 1

Getting your budget in place

Before starting your property search, your mortgage advisor will work with you to set a comfortable budget that fits your lifestyle.

Young woman sitting on her living room floor browsing on her computer.

Stage 2

Finding the property for you

When you have a better understanding of affordability, we can move on to the fun part – your wish list. From your list of ‘must-haves’ and ‘nice-to-haves’, we can identify the properties that match your criteria. We will arrange all viewings and if you decide to make an offer, we will guide you through the process.

A mother and her children sitting on their living room sofa. They are looking at their tablet computer.

Stage 3

The legal stuff

Once you’ve had an offer accepted, it’s time to arrange for a solicitor to handle the contracts ensuring your best interests are maintained. Your mortgage provider will help you submit the final mortgage application, & your lender will arrange for a surveyor to visit the property to ensure there are no unknown issues that would put their loan on your purchase at risk.

Stage 4

Finalising the offer and mortgage

On receiving your mortgage offer and on receipt of your survey, our expert negotiators are on hand to liaise with all parties to ensure your purchase progresses smoothly.

Young person wearing a mustard coloured jumper. They are browsing their computer which sits on a wooden desk..

Stage 5

Exchanging contracts for completion

Finally, you will discuss and agree with your solicitor on a potential completion date that works for all parties. On completion, you will be required to have buildings insurance in place – your mortgage advisor will help you find the best cover for you in advance.

In the background there is a happy young couple discussing their mortgage with an estate agent. In the foreground of the image, a set of keys sits on a contract which the young couple have just signed.

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Our Listings

First Time Buyer Mortgages

Melinda A.

2 months ago

Great service from start to finish. Simon was professional and very accommodating. The sale went smoothly, and Pauline looked after us brilliantly. Highly recommend their service.

Patrick K.

3 months ago

Simon and the team were brilliant from start to finish, helping take the stress out of the moving process!

Sheryl S.

3 months ago

After selling our house recently with Bill McCann Estate Agents we are very happy with the service. They made the process very straightforward and easy to understand. Communication was excellent all the way through to completion. We would recommend.

Stephanie M.

3 months ago

Our entire experience with Bill McCann Estate Agents was faultless. From the very beginning, Simon and Pauline were a dream to deal with and they made us feel very at ease when buying our new house. We were so glad to have dealt with such a lovely Estate Agent as moving house can be very stressful. They were very reassuring and Simon kept in touch regularly. He then called to congratulate us personally when our purchase had completed. I honestly couldn't recommend them enough.

Rachael S.

3 months ago

Simon and the team at the Lisburn office made the home buying process stress free (sounds unbelievable I know!) Any time we had a bump, Simon was on the phone and assured us it was already being handled. They were fixing problems before we even knew we had them but we were still so involved in the process and they made sure everything was exactly as we wanted. They’re incredibly proactive and no job is too big. Hopefully won’t be moving anytime soon, but if we were, I’d make sure we used Bill McCann as our Estate agents. Cannot recommend enough.

James S.

4 months ago

We recently bought a property through Bill McCann Estate Agency and the experience was extremely positive. We dealt with Simon throughout and he could not have been more helpful. He was always willing to go above and beyond, and was courteous, friendly and thoroughly professional. We were really impressed and would highly recommend.

Sharon N.

7 months ago

We are so glad we chose Bill McCann Estate Agency to handle the sale of our house in Royal Hillsborough. From the initial conversation with Pauline, through the valuation process, the photos, videos and all other communications, we were treated with respect but also sensitivity.
Pauline kept us informed of all viewings and feedback from prospective buyers.
We always felt that the staff had our best interests at heart and took pride in their work. It has been a very emotional journey selling our family home, but Pauline in particular has been very sensitive to our feelings and has made this whole process much less traumatic than we'd first imagined it would be.
Thank you to all the staff at Bill McCann, I would recommend you to anyone selling their home.

Peter M.

8 months ago

The whole team at Bill McCann Estate Agency were perfect. We had a very difficult house to sell and through all the ups and downs they never stopped trying. We owe a lot to them with all the extra work they put in to help us get over the line. No complaints from the team when I badgered them with calls/emails about our sale. We were delighted we picked them and if we were buying/selling in the area again we would 100% be picking up the phone to Simon, Pauline & Ross

David H.

8 months ago

We recently sold our house with Bill McCann Estate Agents and couldn’t recommend them highly enough! From start to finish, the team were professional, friendly, and attentive. Ross valued our house and handled the viewings with great care and expertise, making us feel confident throughout.

A massive thank you to Pauline, who was simply amazing. She kept us updated at every stage, answered every question, and made the whole process feel smooth and manageable. The team’s communication and support really made a difference, and it felt like they genuinely cared about our experience. 100% recommend- thank you so much for everything!!

Jennifer T.

8 months ago

We always use McCann's and highly recommend this very friendly, caring, family business. They made our house sale stress free and simple which made such a difference to keep us worry free. They also understood entirely our emotional ties to the property we were selling and for that we are very grateful.

Kenny M.

8 months ago

We would not hesitate in recommending Bill McCann estate agency to anyone buying or selling a property, we found Simon (the agent we dealt with) to be excellent in keeping us up to date with the progress of our sale and went above and beyond in contacting solicitors and the purchaser in order to keep everything on track. We would definitely use this business again.

Jack G.

9 months ago

As a first time buyer, I had an amazing experience with Ross and the team. Ross was extremely helpful anytime I had a query, making the process very straightforward and simple. I couldn’t recommend Bill McCann estate agency enough, I’m looking forward to dealing with them again!

doley56

9 months ago

This estate agent was my first choice when I decided to sell. I approached them almost one year before my home went onto the market as I was waiting for the right home to move to. The highly professional and friendly team understood my needs and worked with me at a pace that suited my needs/circumstances. They were responsive, supportive and I felt that they had my best interests in mind. It ended up that they were managing my sale and by coincidence they were also managing the sale of the home that I was purchasing. They handled this scenario exceptionally well and helped create a great working relationship between all parties. My sale and purchase went smoothly. The team were also exceptional when it came to managing all viewings of the home I was selling and they put in the extra hours and patience when it came to me viewing the home for sale. Thanks to the team. I highly recommend this company.

Pheobe P.

10 months ago

Me and my husband had the pleasure of dealing with Simon from Bill McGann Estate Agency and I can’t recommend them enough. They were all so helpful and Simon went above and beyond to make a whole move from Birmingham to Northern Ireland as smooth as possible. Highly recommended and thank you again. Karyn and Mark

Amber D.

11 months ago

Ross & team are amazing at what they do. So friendly yet professional and go out of their way to make buying our first home so easy. Can’t thank them enough. Highly recommend and the only estate agent we will use going forward.

Jamie T.

11 months ago

Simon and Polly made everything effortless.. Viewers too, complimented me on my choice of agent because they felt respected and kept updated regularly. 5 star service all around !! Love you Simon and Pauline. Money is in and I’m very happy!!

Roy I.

11 months ago

great team ,of people, professional ,polite and courteous.